Insurance Claims Blog
Practical information about insurance claims from our team. Know your rights. Get what you're owed.
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Is Mold Covered by Homeowners Insurance? It Depends.
Mold coverage under homeowners insurance depends on what caused it. Learn when mold claims are covered, when they're denied, and how to build a strong claim.
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Flood Damage vs. Water Damage: What Your Insurance Policy Covers
Flood damage and water damage sound similar but your insurance treats them differently. Learn what's covered, what's not, and why the distinction matters.
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Can You Hire a Public Adjuster After You Already Accepted a Settlement?
Already accepted a low insurance settlement? You may still have options. Learn how public adjusters can help reopen claims and file supplements.
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Hurricane Season Preparedness: Document Your Property Before the Storm
Prepare for hurricane season by documenting your property now. A public adjuster's guide to home inventory, photo documentation, and filing claims fast.
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How Long Does an Insurance Claim Take? And How to Speed It Up
Insurance claims take 30 days to 6+ months depending on the damage. Learn typical timelines, what causes delays, and how to move your claim faster.
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Why Your Insurance Company's First Offer Is Almost Always Too Low
Insurance companies routinely lowball first settlement offers. Learn why initial offers fall short and what you can do to get the payout your policy allows.
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What to Do After a House Fire: A Step-by-Step Guide
After a house fire, the steps you take in the first 48 hours shape your entire insurance claim. Here's what to do, what to avoid, and when to call for help.
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8 Insurance Claim Mistakes That Cost Homeowners Thousands
Avoid these common insurance claim mistakes that leave thousands of dollars on the table. Practical tips from a licensed public adjuster.
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Public Adjuster vs. Insurance Company Adjuster: Know the Difference
Not all insurance adjusters work for you. Learn the difference between staff adjusters, independent adjusters, and public adjusters before filing a claim.
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Welcome to Hughes & Associates
We've launched a new website to make it easier for policyholders in Virginia, North Carolina, and beyond to find help when they need it most.
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What Is a Public Adjuster and When Should You Hire One?
A public adjuster works for you, not the insurance company. Learn what public adjusters do, how they differ from insurance adjusters, and when to hire one.
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Have a Claim Right Now?
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